credit restoration

Credit Cards – Debt You Can Be Judged By!

September 27, 2009

Did you know that there is a new model that credit card companies are using called behavior scoring and it could lead to a reduction of your credit line? Due to increasing defaults, the business of data profiling is becoming more and more popular. According to an article from publicradio.org, the data profiling business is [...]

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Buying a House with Bad Credit

September 25, 2009

I get questions every day about the options people have when they are interested in buying a house with bad credit. Are there still options? Can you get into your dream home when you have less than perfect credit? The truth is, your options are much more limited than they were just a year ago, [...]

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Debt Collections – Understand Your Rights!

September 25, 2009

No one ever plans on getting into debt. And certainly, no one ever plans to have to deal with debt collections. Being hounded by debt collectors night and day is enough to get anyone down! The good news is that there are laws in place that will help you save your sanity! The Fair Debt [...]

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Credit Restoration – Playing the Dispute Game!

September 25, 2009

The three credit bureaus, Equifax, Trans Union and Experian, are private organizations that collect data (your credit information) to resale for a profit. While they COLLECT data, they do not verify anything unless you get involved. Keeping this in mind, it isn’t surprising that an estimated 90% of credit reports contain some time of error. [...]

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