Credit Repair

Why Employees Are Idiots
&
Destined To Have Bad Credit

March 4, 2010

Are you an idiot employee? Does the headline to this post make you angry? Kind of inflammatory isn’t it? Well, simmer down for a second and try to absorb the following information so you understand what I mean. I had to do something to wake you up, get your attention and get your blood pumping [...]

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How Do I Clean Up My Credit?
An Actual Case Study For A Real Client- Part 3

February 25, 2010

In the prior post, I began responding to the questions asked by one of our readers at FinanceTheDream.com. The questions Candace asked were: 1. What happens to the credit score when debt validation letters and the pay for delete process is used? 2. When derogatory items are removed, does your credit score go up or [...]

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How Do I Clean Up My Credit?
An Actual Case Study For A Real Client- Part 2

February 25, 2010

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How Do I Clean Up My Credit?
An Actual Case Study For A Real Client

February 24, 2010

One of the things I love about our websites is the ability to interact with our clients, readers, subscribers and visitors and positively enrich their lives. The thing I hate is constantly seeing just how much misunderstanding there is of the very systems that so greatly impact people’s lives. It is very rewarding to see [...]

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How To Get A Bad Credit Auto Loan (Without Getting Ripped Off!)

February 18, 2010

Want or need a new car? Bad credit weighing you down? This can be a very frustrating and frightening experience. Most people simply don’t understand their options and don’t know where to turn. The fear of getting ripped off by some shady used car salesman at a “Buy Here Pay Here” lot has caused many [...]

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The Honest Truth About Credit Repair Companies (continued)

January 30, 2010

In the prior post, I asked my client exactly what DSI told her they would do for her to repair her credit for the fee of $487, to which she replied, “That they would dispute some charges and raise my credit score.”. And I replied to her: “Lovely………and, unfortunately, exactly what I told you. You [...]

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The Honest Truth About Credit Repair Companies

January 30, 2010

Earlier this week at our real estate investment firm, I had a client that enrolled into our rent to own program. The program is a home ownership program that is designed to help clients easily overcome past credit hurdles and get into their dream home. Because the objective is to help the clients get fast [...]

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Affordable Credit Repair – Is it Right for You?

January 14, 2010

Many people do searches on the internet trying to find affordable credit repair or even free credit repair. There is nothing wrong with this – after all learning to be thrifty is one of the most important parts of permanent credit restoration. But, before you decide to go down the path of cheap credit repair, [...]

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Top 5 Things That Will Stop You From Qualifying For A Mortgage If You Are Restoring Your Credit

January 9, 2010

With so much bad information about credit restoration in the marketplace, I often get asked by people what will prevent them from qualifying for a mortgage within a 12-24 month time frame. Let’s be honest – If you are working on credit repair mortgage application can be nerve wracking. This is especially true if you [...]

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What’s in Store for FHA Loans in 2010?

January 4, 2010

It goes without saying that 2009 was a difficult year for the mortage industry. While their were once numerous option for those seeking a bad credit home mortgage, FHA became the go to product for those with less than perfect credit. Even then, the minimum credit score required soared up to a 620. So, what [...]

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