Do It Yourself

What is Legal Credit Repair?

November 24, 2009

With so many people facing credit difficulties today and actively working to repair the damage their credit scores have suffered since the beginning of the recession, the term “legal credit repair” has come up more frequently. So what does this term mean and what is the difference between legal credit repair and illegal repair? Is [...]

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After Bankruptcy Credit Repair – The Story of John!

November 17, 2009

Filing bankruptcy takes a toll on all areas of your life. Not only are your finances in crisis, it can be easy to get down and think that you will never get your life back. I like to share a story with you a client of mine – will call him John.  Now John was [...]

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Repair My Credit !

November 12, 2009

If you have ever said to yourself “I’d like to repair my credit score but I don’t know where to start”, you will want to read on. Specifically, we are going to discuss why your credit score is so important, how to understand where you are now, and why it is so important to learn [...]

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How to Improve Your Credit Score

November 10, 2009

Have you ever wondered how to improve your credit score? Here some easy steps you can take to improve your credit score fast! 1. The first step to improve your credit score is to review your credit report. You can get your credit report for free once a year at http://www.annualcreditreport.com . If you are [...]

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How to Fix My Credit

October 27, 2009

When I was younger, I never really worried about my credit score. I paid my bills on time and life was fairly simple. As I’ve gotten older, I’ve learned that life happens! Whether it’s been the result of an industry essentially going away leading to a business failure or unexpected medical expenses, I have always [...]

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Get Extra Cash By Selling Things!

October 26, 2009

There are many reasons that you might feel you need extra cash. You may have lost your job or be overwhelmed by debt. Or, maybe you are trying to improve your credit and are in need of funds to pay off old debts. Whatever your motivations, the good news is that there are many ways [...]

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Credit Card Debt Settlement – What You Need to Know

October 21, 2009

Credit Card Debt Settlement, sometimes called a debt workout plan, can be a great solution if you are overwhelmed by credit card debt. Many people think they need to hire one of the many credit card debt settlement companies out there. These companies advertise credit card debt settlement services heavily and sometimes call themselves debt [...]

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Fix Your Credit Score by Getting Accounts Added to Your File!

October 19, 2009

If you are over the age of 23 and don’t have a credit score, you know how frustrating this can be. No one will give you a chance because you don’t have a credit history and they have no idea what kind of credit risk you are. You don’t have a credit history because no [...]

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Improve Credit with These Tips!

October 14, 2009

There are many things that help improve credit scores. Let’s look at how to improve your credit score! The first step to improving credit is to take an honest look at where you are. This includes looking at your credit score and your current level of indebtedness. Do you have collections and charge offs that [...]

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Erase Bad Credit

October 8, 2009

If you are serious about credit restoration, you need to develop a comprehensive plan of attack. Your plan should include a strategy to develop new credit as well as one for erasing bad credit. One of the best methods to erase bad credit is by disputing derogatory accounts in your credit file. Under the Fair [...]

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