Credit Score

Credit Repair Scams: What to Watch Out For!

December 14, 2009

Image via CrunchBase Since the beginning of the current financial crisis and the credit crunch in 2007, many people have found themselves in need of significant credit repair. Those who were borrowing to service their debt – both companies and individuals – found their access to credit diminished, if not totally wiped removed, and consequently [...]

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Is it Possible to Fix Credit Fast?

December 14, 2009

Image by Getty Images via Daylife Whether or not is possible to fix credit fast depends in large part on what the negative entries on your credit report represent. If many of the negative items being reported are errors, debts that have been discharged through bankruptcy, or have been reported for seven years; then it [...]

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Can You Get a Bad Credit Motorcycle Loan?

December 13, 2009

Image via Wikipedia I have to be honest – motorcycles scare me to death! Recently I had a client ask me what I knew about getting motorcycle loans with bad credit. At first I was a little shocked. I mean, WHY on earth would you be looking for bad credit motorcycle loans? Never one to [...]

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What is The Best Way To Fix Credit Problems?

November 30, 2009

Ultimately this question somewhat depends on the nature of your credit problems. The best way to fix credit differs depending on what the primary problems are. However, for many people, the best way to fix your credit problems is to simply have bad information removed from their credit reports. This is perhaps the most basic [...]

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How to Improve Your Credit Score

November 10, 2009

Have you ever wondered how to improve your credit score? Here some easy steps you can take to improve your credit score fast! 1. The first step to improve your credit score is to review your credit report. You can get your credit report for free once a year at http://www.annualcreditreport.com . If you are [...]

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How to Fix My Credit

October 27, 2009

When I was younger, I never really worried about my credit score. I paid my bills on time and life was fairly simple. As I’ve gotten older, I’ve learned that life happens! Whether it’s been the result of an industry essentially going away leading to a business failure or unexpected medical expenses, I have always [...]

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What is an Average Credit Score?

October 22, 2009

Your credit score is a three digit number between 300 and 850. It is designed to give creditors a statistical representation of your credit risk. There was a time when your credit score didn’t matter that much, because creditors used “common sense” underwriting. Today, that has changed. Your credit score is the single greatest factor [...]

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Fix Your Credit Score by Getting Accounts Added to Your File!

October 19, 2009

If you are over the age of 23 and don’t have a credit score, you know how frustrating this can be. No one will give you a chance because you don’t have a credit history and they have no idea what kind of credit risk you are. You don’t have a credit history because no [...]

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Fast Credit Repair – 10 Things to Fix Credit Fast!

September 28, 2009

While I will be the first to say that there is no quick fix for bad credit, there are strategies you can use to help repair credit fast. Here are 10 steps for fast credit repair! 1. Pay your credit cards before the statement cut date rather than on or before your due date. This [...]

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Buying a House with Bad Credit

September 25, 2009

I get questions every day about the options people have when they are interested in buying a house with bad credit. Are there still options? Can you get into your dream home when you have less than perfect credit? The truth is, your options are much more limited than they were just a year ago, [...]

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