Credit Cards

Can Credit Counseling Help You with Credit Report Repair?

October 29, 2009

If you are overwhelmed with bills you may be wondering where to turn to for credit report repair. Basically, you have three options. You can choose to education yourself about credit report repair, you can work with a credit report repair company or you can enter credit counseling. Depending on your situation, all three options [...]

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Bankruptcy Credit Card

October 28, 2009

If you have filed bankruptcy or are considering it, you may be concerned about getting credit after the bankruptcy. The reality is that a bankruptcy and the events that lead up to it can cause your credit score to plummet by as much as 300 points. While this is something that no one wants to [...]

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Settle Credit Card Debt

October 28, 2009

If you have unpaid bills you may believe that your only option is bankruptcy. Bankruptcy is a painful experience that you want to avoid. Fortunately there are many things to do to avoid it. One way is to settle credit card debt for less than the amount owed. Before we get into how to settle [...]

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Credit Card Debt Settlement – What You Need to Know

October 21, 2009

Credit Card Debt Settlement, sometimes called a debt workout plan, can be a great solution if you are overwhelmed by credit card debt. Many people think they need to hire one of the many credit card debt settlement companies out there. These companies advertise credit card debt settlement services heavily and sometimes call themselves debt [...]

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Credit Score Repair – Will Zombie Debt Threaten Yours?

October 15, 2009

With the rapid increase of companies selling off old debts, millions of consumers are now being hounded by collection agencies for accounts that they thought they had heard the last of. These old accounts, or “zombie debts”, are sold off in the junk debt market for pennies on the dollar. Junk debt companies use sophisticated [...]

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Negotiate Credit Card Debt – Don’t Walk Away!

October 15, 2009

If you are overwhelmed by credit card debt, you may feel like you will never get your head above water. There are few things worse than financial stress, and at times, you may even feel like you should give up. The idea of working with your creditor to negotiate credit card debt may be overwhelming [...]

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Bankruptcy Credit Cards – What are Your Options?

October 14, 2009

If you have filed for bankruptcy, your access to credit cards is probably very limited. This can be especially troublesome if you have also lost your bank account in your bankruptcy. The unfortunate reality is that you may find yourself without access to either a credit or debt card. Living without credit isn’t easy in [...]

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Unsecured Credit Cards for Bad Credit

October 2, 2009

One of the first steps of credit repair is to reestablish credit. By creating good, positive new credit history you will begin to show lenders your trustworthiness. Without a doubt, one of the easiest ways to reestablish credit is by obtaining a credit card. The easiest credit card for bad credit to qualify for is [...]

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After Bankruptcy Credit Repair

October 1, 2009

No one decides when they are little that they want to grow up and file bankruptcy one day. In fact, I think it is safe to say that we would all prefer to have an above average credit score. The reality of today’s economy is that more and more people are feeling that they have [...]

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Get a Credit Card after Bankruptcy!

September 30, 2009

If you have recently been through the emotional rollercoaster of bankruptcy, you may have mixed feelings about reestablishing credit. Unless you know that you can’t handle credit, the smartest thing you can do is to begin reestablishing your credit immediately. Unless you do, your credit score will never improve. While getting an after bankruptcy mortgage [...]

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