December 2009

You Can Learn How to Improve Credit Score Problems!

December 14, 2009

Image via Wikipedia Although it can be complicated at times, leaning how to improve credit score problems is basically not that difficult. There is a wealth of information available to you teaching you precisely how to improve your credit score and since your options are determined by law, there is not much more that a [...]

Read the full article →

Can You Get a Bad Credit Motorcycle Loan?

December 13, 2009

Image via Wikipedia I have to be honest – motorcycles scare me to death! Recently I had a client ask me what I knew about getting motorcycle loans with bad credit. At first I was a little shocked. I mean, WHY on earth would you be looking for bad credit motorcycle loans? Never one to [...]

Read the full article →

Are You Familiar with All the Bankruptcy Laws?

December 13, 2009

Image by ryaninc via Flickr In the United States, bankruptcy is covered by federal law and bankruptcy law is extremely complex. In general, if you are considering filing for bankruptcy, it is prudent to hire an attorney to handle it for you in order to get the best arrangement your circumstances allow. They can provide [...]

Read the full article →

Yes, Poor Credit Mortgage Loans are Still Available!

December 11, 2009

After the financial disaster of 2007-2008, the term “subprime mortgage” became very common and remains so. Basically any mortgage loan made to people with one or more less than ideal – or “optimal” – financial conditions is a “subprime mortgage.” This does not necessarily relate to the applicant’s credit score, but more often than not, [...]

Read the full article →

Repair Your Own Credit!

December 11, 2009

If you want to know how to fix credit, you will want to read this article. Specifically, we will be discussing why you should repair your own credit and review the credit restoration process. After reading this article, you should know how to repair your credit on your own. Many people wonder “Can I fix [...]

Read the full article →

Is it Possible to Get a Mortgage after Bankruptcy?

December 11, 2009

Yes, it is possible to get a mortgage loan after bankruptcy and getting one may be one of the best options to help you rebuild your credit. However, before applying for one, there are a few things you should do first. The first thing to do is to clean up all three of your “Big [...]

Read the full article →

How Does an Unsecured Credit Card Affect Your Credit?

December 10, 2009

An unsecured credit card is one whose available balance is not secured by actual money,  A secured credit card works largely the same way as a debit card, in that the entire balance available is backed by cash you already have, so when most people think of having a “credit card” they think of unsecured [...]

Read the full article →

A Few Tips Related to Loans for People with Bad Credit!

December 10, 2009

There is an entire industry dedicated to making loans for people with bad credit, so generally speaking it is not too difficult to get credit when yours is bad. Having bad credit implies increased risk to the lender, so they make up for this by charging higher rates of interests and reducing the time span [...]

Read the full article →

Can You Get Credit After Filing For Bankruptcy?

December 10, 2009

Many people think that filing for chapter 7 bankruptcy means that you will not have access to credit again for at least 10 years. This could not be further from the truth! Not only can you get credit after filing for bankruptcy, in some instances it is actually easier to do so.  (In fact, you [...]

Read the full article →

The Pros and Cons Of Using A Bad Credit Mortgage Broker

December 8, 2009

A bad credit mortgage broker is essentially no different than any other mortgage broker except that they specialize in finding mortgages for people with less than perfect credit. Since the beginning of the current financial turmoil in late 2007, many mortgage brokers have chosen to specialize in this area as there is an ever increasing [...]

Read the full article →

← Previous Entries

Next Entries →